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I experienced the same situation sometimes. U hv to close the running apps, and then re-open. Loading will be resume normal.
If u dunno how to close the running app, double-click the HOME button n u will find the running apps at the bottom. Long press on apps icons, then a "cross" appear, u can then select the apps u wanna close; OR
u can simply re-switch on ur iphone to close all the running apps.